:root{
  --bg:#f5f6f8;--card:#ffffff;--ink:#17212e;--muted:#5a6676;--line:#e2e6ec;
  --navy:#0f2a4a;--navy-2:#1d4f8c;--navy-3:#0a1d35;--gold:#c9a24e;--gold-2:#a8812f;--gold-bg:#fbf6ea;
  --green:#0f7a55;--green-2:#0b6346;--green-bg:#e8f5ee;
  --warn:#8a5a00;--warn-bg:#fff6e3;--radius:14px;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,"Times New Roman",serif;
  --shadow:0 1px 2px rgba(15,42,74,.06),0 6px 20px rgba(15,42,74,.06);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.68 var(--sans)}
a{color:var(--navy-2);text-underline-offset:2px}
a:hover{color:var(--navy)}
img,svg{max-width:100%}
.wrap{max-width:900px;margin:0 auto;padding:0 16px}
main.wrap{padding-top:26px}
p{margin:0 0 14px}
ul,ol{padding-left:22px;margin:0 0 14px}
li{margin:5px 0}
strong{color:#0d2340}

/* ---------- cabecera ---------- */
header.top{background:var(--navy);color:#fff;position:relative;z-index:2;border-bottom:1px solid rgba(255,255,255,.08)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}
.logo:hover{color:#fff}
.logo-mark{width:36px;height:36px;flex:none}
.logo-txt{font:700 1.18rem/1 var(--serif);letter-spacing:.2px}
.logo-txt b{color:#e3c77e;font-weight:700;margin-left:3px}
nav.main{display:flex;gap:4px;flex-wrap:wrap}
nav.main a{display:flex;align-items:center;gap:6px;color:#d3deec;text-decoration:none;font-weight:600;font-size:.92rem;padding:7px 10px;border-radius:9px}
nav.main a:hover,nav.main a.on{background:rgba(255,255,255,.1);color:#fff}
.nico{width:17px;height:17px;fill:currentColor;opacity:.85}

/* ---------- banda de título ---------- */
.band{background:linear-gradient(135deg,var(--navy) 0%,#163d68 60%,var(--navy-2) 100%);color:#fff;position:relative;overflow:hidden}
.band:after{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;background:rgba(255,255,255,.04);box-shadow:0 0 0 60px rgba(255,255,255,.025)}
.band .wrap{position:relative;z-index:1;padding-top:18px;padding-bottom:30px}
.band.big .wrap{padding-bottom:40px}
.crumbs{font-size:.84rem;color:#aebfd3;margin-bottom:14px;display:flex;flex-wrap:wrap;align-items:center;gap:2px}
.crumbs a{color:#cfdbea;text-decoration:none}
.crumbs a:hover{color:#fff;text-decoration:underline}
.crumbs i{font-style:normal;margin:0 7px;color:#7f97b3}
.crumbs span{color:#aebfd3}
.band-row{display:flex;gap:18px;align-items:flex-start}
.band-ico{flex:none;width:58px;height:58px;border-radius:16px;background:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 18px rgba(0,0,0,.2);margin-top:4px}
.band-ico svg{width:32px;height:32px;fill:var(--c)}
.band h1{font:700 2.05rem/1.18 var(--serif);margin:0 0 10px;color:#fff;letter-spacing:.1px}
.band-sub{color:#cfdbea;margin:0 0 8px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;font-weight:600;color:#e9eff7;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);padding:4px 11px;border-radius:999px}
.cico{width:15px;height:15px;fill:#e3c77e}

/* ---------- tipografía de contenido ---------- */
h2{font:700 1.45rem/1.3 var(--serif);margin:40px 0 12px;color:var(--navy);display:flex;align-items:center;gap:10px}
h2:before{content:"";display:block;width:5px;height:1.1em;background:var(--gold);border-radius:3px;flex:none}
.h2ico{width:26px;height:26px;fill:var(--navy-2);flex:none}
h2:has(.h2ico):before{display:none}
h3{font-size:1.08rem;margin:22px 0 6px;color:var(--navy)}
.center{text-align:center;justify-content:center}
h2.center:before{display:none}
.muted{color:var(--muted)}

/* ---------- respuesta corta ---------- */
.lead{display:flex;gap:16px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;margin:0 0 10px;box-shadow:var(--shadow);position:relative}
.lead:before{content:"";position:absolute;left:0;top:14px;bottom:14px;width:4px;border-radius:0 4px 4px 0;background:var(--gold)}
.lead-seal{flex:none;width:44px;height:44px;border-radius:50%;background:var(--gold-bg);border:1px solid #ecdcb2;display:flex;align-items:center;justify-content:center}
.lead-seal svg{width:24px;height:24px;fill:var(--gold-2)}
.lead p:last-child{margin-bottom:0}
.lead strong{color:var(--navy)}

/* ---------- botones ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--green);color:#fff;border:0;border-radius:10px;padding:11px 18px;font:600 1rem var(--sans);cursor:pointer;text-decoration:none;box-shadow:0 2px 0 var(--green-2);transition:transform .08s,background .15s}
.btn:hover{background:var(--green-2);color:#fff}
.btn:active{transform:translateY(1px)}
.btn.sec{background:#fff;color:var(--navy);border:1px solid #cfd6df;box-shadow:none}
.btn.sec:hover{background:#f1f4f8;color:var(--navy)}
.btn.big{padding:14px 22px;font-size:1.05rem}
.btn.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4);box-shadow:none}
.btn.ghost:hover{background:rgba(255,255,255,.1);color:#fff}
.bico{width:19px;height:19px;fill:currentColor}

/* ---------- avisos, tablas ---------- */
.note{display:flex;gap:10px;background:var(--warn-bg);border:1px solid #f0dcae;border-radius:12px;padding:13px 16px;font-size:.93rem;margin:22px 0;color:#4d3b12}
.nico2{width:20px;height:20px;fill:var(--warn);flex:none;margin-top:2px}
.box{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;margin:16px 0}
.tbl{overflow-x:auto;margin:10px 0 18px;border-radius:12px;border:1px solid var(--line);box-shadow:var(--shadow)}
table{width:100%;border-collapse:collapse;background:var(--card);font-size:.95rem}
th,td{border-bottom:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}
tr:last-child td{border-bottom:0}
th{background:#f0f3f7;color:var(--navy);font-weight:700}
td strong{color:var(--green)}

/* ---------- pasos numerados ---------- */
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding-left:46px;margin:14px 0}
.steps li:before{content:counter(s);position:absolute;left:0;top:1px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font:700 .92rem/30px var(--serif);text-align:center;box-shadow:0 0 0 4px #e3e9f1}

/* ---------- generador ---------- */
.gen{background:var(--card);border:1px solid #c9d5e4;border-top:5px solid var(--navy);border-radius:16px;padding:24px 22px;margin:32px 0;box-shadow:0 10px 30px rgba(15,42,74,.08)}
.gen-head{display:flex;gap:14px;align-items:flex-start}
.gen-ico{flex:none;width:46px;height:46px;padding:10px;border-radius:12px;background:#eaf0f7;fill:var(--navy-2)}
.gen h2{margin:0 0 2px}
.gen h2:before{display:none}
.gen .sub{color:var(--muted);font-size:.95rem;margin:0}
.gen-steps{list-style:none;display:flex;flex-wrap:wrap;gap:8px 18px;padding:14px 0 14px;margin:14px 0 4px;border-bottom:1px solid var(--line);border-top:1px solid var(--line);font-size:.88rem;color:var(--muted);font-weight:600}
.gen-steps li{margin:0;display:flex;align-items:center;gap:7px}
.gen-steps b{width:22px;height:22px;border-radius:50%;background:var(--gold-bg);border:1px solid #e6d3a4;color:var(--gold-2);display:inline-flex;align-items:center;justify-content:center;font-size:.78rem}
.gen fieldset{border:0;padding:0;margin:0 0 6px}
.gen legend{font:700 1rem var(--serif);color:var(--navy);margin:18px 0 8px;padding:0}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 14px}
.field{display:flex;flex-direction:column}
.field.full{grid-column:1/-1}
.field label{font-size:.88rem;font-weight:600;margin-bottom:5px;color:#27364a}
.field .hint{font-size:.8rem;color:var(--muted);margin-top:4px}
.field input,.field select,.field textarea{font:16px var(--sans);padding:10px 12px;border:1px solid #c6cfdb;border-radius:9px;background:#fbfcfd;color:var(--ink);width:100%;transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:84px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--navy-2);box-shadow:0 0 0 3px rgba(29,79,140,.15);background:#fff}
.field.err input,.field.err select,.field.err textarea{border-color:#c0392b;background:#fff6f5}
.req{color:#c0392b}
.result{background:var(--green-bg);border:1px solid #bfe3cf;border-left:5px solid var(--green);border-radius:10px;padding:13px 15px;margin:18px 0;font-weight:600;color:#0b5a3e;display:none}
.result.show{display:block}
.letter-wrap{margin-top:18px}
.letter-wrap label{font:700 1rem var(--serif);color:var(--navy);display:flex;align-items:center;gap:7px;margin-bottom:10px}
.letter-wrap small{font:400 .85rem var(--sans);color:var(--muted)}
.lico{width:18px;height:18px;fill:var(--gold-2)}
.paper{background:#e9edf2;border-radius:12px;padding:16px}
#letter{display:block;width:100%;min-height:460px;font:15px/1.6 Georgia,"Times New Roman",serif;padding:30px 30px 30px 34px;border:1px solid #d8dee6;border-radius:4px;background:#fffefb;color:#1b1b1b;white-space:pre-wrap;box-shadow:0 8px 22px rgba(15,42,74,.12);border-top:6px solid var(--navy);resize:vertical}
#letter:focus{outline:2px solid #9cc3f5}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.msg{font-size:.9rem;color:var(--green);margin-top:8px;min-height:1.2em}
.msg.bad{color:#c0392b}
.privacy{display:flex;align-items:center;gap:7px;font-size:.85rem;color:var(--muted);margin:6px 0 0}
.pico{width:15px;height:15px;fill:var(--green)}

/* ---------- preguntas ---------- */
details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:0;margin:10px 0;box-shadow:var(--shadow)}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 44px 14px 18px;list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font:400 1.5rem/1 var(--sans);color:var(--gold-2)}
details[open] summary:after{content:"–"}
details[open] summary{border-bottom:1px solid var(--line)}
details p{margin:0;padding:12px 18px 16px}

/* ---------- tarjetas ---------- */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:12px;margin:14px 0 20px}
.card{display:flex;gap:12px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:15px 14px 15px 15px;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);transition:border-color .15s,transform .15s,box-shadow .15s;position:relative}
.card:hover{border-color:var(--c);transform:translateY(-2px);box-shadow:0 10px 26px rgba(15,42,74,.12);color:var(--ink)}
.card-ico{flex:none;width:38px;height:38px;border-radius:10px;background:#eef2f7;background:color-mix(in srgb,var(--c) 12%,#fff);display:flex;align-items:center;justify-content:center}
.card-ico svg{width:21px;height:21px;fill:var(--c)}
.card-body{flex:1;min-width:0}
.card strong{display:block;color:var(--navy);margin-bottom:4px;line-height:1.3;font-size:.98rem}
.card-body span{font-size:.88rem;color:var(--muted);line-height:1.45;display:block}
.card-arr{flex:none;width:18px;height:18px;fill:#b4bfcc;margin-top:3px;transition:fill .15s,transform .15s}
.card:hover .card-arr{fill:var(--c);transform:translateX(2px)}

/* ---------- fuentes ---------- */
.sources{list-style:none;padding:0;font-size:.93rem;background:var(--card);border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}
.sources li{margin:0;padding:10px 16px 10px 36px;border-bottom:1px solid var(--line);position:relative}
.sources li:last-child{border-bottom:0}
.sources li:before{content:"§";position:absolute;left:15px;top:9px;color:var(--gold-2);font:700 1rem var(--serif)}

/* ---------- portada ---------- */
.hero{background:radial-gradient(circle at 85% 20%,#1f558f 0,#143a64 38%,var(--navy) 70%,var(--navy-3) 100%);color:#fff;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.07) 1px,transparent 1px);background-size:22px 22px;mask-image:linear-gradient(90deg,transparent,#000 60%)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:center;padding-top:44px;padding-bottom:52px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:#e3c77e;margin-bottom:14px}
.eico{width:18px;height:18px;fill:#e3c77e}
.hero h1{font:700 2.6rem/1.12 var(--serif);margin:0 0 16px;color:#fff}
.hero h1 em{font-style:italic;color:#e3c77e}
.hero .big{font-size:1.12rem;color:#d3deec;max-width:520px}
.hero-cta{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 22px}
.trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.9rem;color:#cfdbea}
.trust li{display:flex;align-items:center;gap:7px;margin:0}
.tico{width:18px;height:18px;fill:#8fd6b5}
.hero-art{width:100%;height:auto;display:block}
.stats{background:#fff;border-bottom:1px solid var(--line)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}
.stat{padding:18px 8px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat b{display:block;font:700 1.7rem/1.1 var(--serif);color:var(--navy)}
.stat span{font-size:.85rem;color:var(--muted)}
.tiles{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin:18px 0 10px}
.tile{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 16px;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);border-bottom:4px solid var(--c);transition:transform .15s,box-shadow .15s}
.tile:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(15,42,74,.14);color:var(--ink)}
.tile-ico{width:48px;height:48px;border-radius:14px;background:var(--c);display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.tile-ico svg{width:26px;height:26px;fill:#fff}
.tile strong{font:700 1.12rem var(--serif);color:var(--navy);margin-bottom:4px}
.tile-d{font-size:.84rem;color:var(--muted);line-height:1.4;flex:1}
.tile em{font-style:normal;font-size:.84rem;font-weight:700;color:var(--c);margin-top:10px;display:flex;align-items:center;gap:4px}
.tarr{width:15px;height:15px;fill:currentColor}
.more{margin-top:-4px}
.more a{display:inline-flex;align-items:center;gap:5px;font-weight:600}
.how{background:#fff;border:1px solid var(--line);border-radius:18px;padding:8px 22px 20px;margin:40px 0 10px;box-shadow:var(--shadow)}
.how-steps{list-style:none;padding:0;margin:10px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:h}
.how-steps li{margin:0;text-align:center;counter-increment:h;position:relative}
.how-ico{width:58px;height:58px;border-radius:50%;background:var(--gold-bg);border:1px solid #ecdcb2;display:flex;align-items:center;justify-content:center;margin:0 auto 10px;position:relative}
.how-ico:after{content:counter(h);position:absolute;right:-4px;top:-4px;width:22px;height:22px;border-radius:50%;background:var(--navy);color:#fff;font:700 .78rem/22px var(--sans)}
.how-ico svg{width:26px;height:26px;fill:var(--gold-2)}
.how-steps strong{display:block;color:var(--navy);margin-bottom:4px}
.how-steps p{font-size:.88rem;color:var(--muted);margin:0}
.why{display:grid;grid-template-columns:1.3fr 1fr;gap:22px;align-items:center;margin-top:10px}
.why-box{background:var(--navy);color:#fff;border-radius:16px;padding:20px 20px 12px;box-shadow:var(--shadow)}
.why-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.95rem;color:#d3deec}
.why-row b{font:700 1.35rem var(--serif);color:#f4b3a8}
.why-row.ok b{color:#8fd6b5}
.why-box .small{font-size:.8rem;color:#9fb3cc;margin:10px 0 4px}

/* ---------- pie ---------- */
footer{margin-top:60px;background:var(--navy-3);color:#a9b8ca;font-size:.9rem;padding:40px 0 26px;border-top:4px solid var(--gold)}
footer a{color:#dbe4ef;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:26px;margin-bottom:22px}
.fbrand p{margin-top:12px;max-width:340px}
footer h4{font:700 .95rem var(--serif);color:#fff;margin:4px 0 10px;letter-spacing:.3px}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:6px 0}
.disc{display:flex;gap:9px;border-top:1px solid rgba(255,255,255,.1);padding-top:16px;font-size:.85rem}
.fico{width:18px;height:18px;fill:#e3c77e;flex:none;margin-top:2px}
.copy{font-size:.82rem;color:#7d8fa6;margin:0}

/* ---------- responsive ---------- */
@media (max-width:860px){
  .hero-grid{grid-template-columns:1fr;padding-top:30px;padding-bottom:34px}
  .hero-img{max-width:340px;margin:0 auto}
  .tiles{grid-template-columns:repeat(2,1fr)}
  .tile:last-child:nth-child(odd){grid-column:1/-1}
  .how-steps{grid-template-columns:repeat(2,1fr)}
  .why{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .fbrand{grid-column:1/-1}
}
@media (max-width:640px){
  body{font-size:16px}
  header.top .wrap{padding-top:10px;padding-bottom:6px}
  nav.main{width:100%;justify-content:space-between;gap:0}
  nav.main a{flex-direction:column;gap:2px;font-size:.72rem;padding:6px 6px}
  .nico{width:20px;height:20px}
  .band h1{font-size:1.5rem}
  .band-ico{width:46px;height:46px;border-radius:13px}
  .band-ico svg{width:26px;height:26px}
  .band-row{gap:13px}
  .chip{font-size:.72rem;padding:3px 9px}
  .chips{gap:6px}
  .hero h1{font-size:1.95rem}
  h2{font-size:1.25rem}
  .grid{grid-template-columns:1fr}
  .lead{padding:16px}
  .lead-seal{display:none}
  .gen{padding:18px 14px}
  .paper{padding:8px}
  #letter{padding:18px 16px;font-size:14px}
  .stats .wrap{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .tiles{grid-template-columns:1fr 1fr;gap:10px}
  .tile{padding:14px 12px}
  .how{padding:6px 14px 16px}
  .fgrid{grid-template-columns:1fr}
}
@media print{
  body *{visibility:hidden}
  #print-area,#print-area *{visibility:visible}
  #print-area{position:absolute;left:0;top:0;width:100%;font:12pt/1.5 Georgia,serif;white-space:pre-wrap;padding:0}
}
#print-area{display:none}
@media print{#print-area{display:block}}